Chaos in the UK following new travel bans and flight cancellations to slow spread of new coronavirus strain

Chaos in the UK following new travel bans and flight cancellations to slow spread of new coronavirus strain


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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Source: thepointsguy.com

Mortgage Rates Rise, Signaling Potential End to Historic Lows

The long stretch of historically low mortgage rates could be ending as signaled by last week’s rate rise. So reports the Associated Press.

The 30-year fixed rate averaged 2.79% in the week ending January 14, up 14 basis points from the previous week.

Home loans were at record lows the previous week and the 30-year stood at 3.65% a year ago.

Read the full article from the Associated Press. 

Source: themortgageleader.com

Family removed from flight after 2-year-old wouldn’t wear a mask — here’s how to avoid that happening to you

Family removed from flight after 2-year-old wouldn’t wear a mask — here’s how to avoid that happening to you


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Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Source: thepointsguy.com

Online Mortgage Broker ‘Own Up’ Looks to Grow with $12M Round

Own Up, a digital mortgage marketplace, has raised $12 million that it says it will use to invest in technology and expand its customer support team.

Own Up plans to expand to 15 new states in 2021, including California for its first West Coast foray.

The funding round was led by Brand Foundry Ventures.

Read the firm’s announcement.

Source: themortgageleader.com

Testing mandate creates ‘a huge logistical challenge’: TPG readers react to new CDC policy

Testing mandate creates ‘a huge logistical challenge’: TPG readers react to new CDC policy



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Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Source: thepointsguy.com

Bodnar of MMG: 3 Reasons Yields Remain Elevated

Bill Bodnar of The Mortgage Market Guide (MMG) said stocks enjoyed the Janet Yellen rally as she told the Senate to “go big” on the new stimulus plan, while rates remain low. He adds that this news has consequences for you and your clients.

Watch the short video to see three reasons why yields remain elevated in an era of never-ending stimulus.

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Source: themortgageleader.com

These Pandemic-Related Housing and Design Trends Aren’t Going Away

Home trends come and go, but social distancing and staying at home have ushered in a new way of life—and some of those changes have spurred home trends that are likely to stick around well past the COVID-19 era.

“The idea of what is necessary is changing,” says Camille Thomas, a real estate matchmaker and lifestyle expert in Jackson Hole, WY. “The home has become more than a living space.”

This means a lot of people have started to evaluate how they live in their home and what matters most to them when buying.

Here are some of the real estate and design trends people have latched on to during the pandemic that will likely have staying power for years to come.

The great escape

Quarantine has caused more than a few people to pack up their lives and head out of crowded cities to the suburbs (or even the country) in search of more room to breathe. One in 5 U.S. adults says they either changed their residence due to the pandemic or know someone who did, according to a Pew Research Center survey.

In fact, as people buy homes in the suburbs, housing inventories in those areas are dwindling faster than in urban areas, according to realtor.com®’s September Urban vs. Suburban Growth Report.

“People are not wanting to be in a city where it feels too crowded right now,” says Suzi Dailey, a Realtor, who’s with Realty One International in California’s Orange County. “They are leaving cities in favor of homes with more space, a backyard, or some type of view.”

Thomas says in the mountain town of Jackson Hole she is seeing buyers come in from Los Angeles, San Francisco, New York City, Houston, and Chicago.

“Some are purchasing sight-unseen,” she adds.

Also, with more companies allowing their workforce to work from home, many people are no longer tied to a specific city for employment. Most housing experts agree that this trend of increasing preferences for suburban homes will continue.

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Watch: These Are the Home Features Buyers Want in the COVID-19 Era

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The Zoom room

Regular videoconferencing from home—whether you’re an employee or a student—is a new reality, and it’s become increasingly common to see agents and sellers including Zoom rooms in listings as part of a home’s features. But what is a Zoom room, anyway?

Essentially it’s a dedicated room or corner of your home that features an aesthetically pleasing background for your videoconference calls. Zoom rooms are free of household clutter and typically removed from the high-traffic parts of the house. And experts predict the dedicated video room trend is likely to persist for buyers beyond COVID-19.

“Buyers are looking for extra space to create workspaces for students and working parents,” says Thomas. “Three bedrooms is no longer enough. Now it must be three bedrooms and an additional workspace, at least.”

Clean and cozy design

Photo by ME Design Group

Interior design trends are always changing. But throughout the pandemic we’ve seen homeowners doing everything they can to create a cozy, simple, clean, and comfortable vibe inside their homes.

“It’s a focus on an open floor plan, lighter wall colors, and no clutter,” says Dailey. Elements that capture this aesthetic are comfortable sofas, throw blankets, candles, herb gardens in the kitchen, and houseplants that make a person feel at home.

“Especially with COVID-19, you do not want a home that feels dirty. That’s why clean, simplistic decor and decluttering have become very popular,” says Dailey.

And that feeling of streamlined coziness is extending to the outdoor areas of the home, too.

“Sales of space heaters, such as the tall standing heaters for porches, patios, and outdoor spaces, are already going through the roof,” says Dailey.

The backyard premium

It’s little surprise that homebound owners—or would-be owners—are focusing more on backyard spaces. Some buyers are even willing to settle on a smaller house or a house in a less desirable area in order to have a large backyard where they can spend more time in the open air.

“For some, that means moving farther outside of town for the same-size house with more land. Others are moving into small townhouses so they can purchase a small farm outside of the city,” says Mary Patton of Mary Patton Design.

Source: realtor.com

AvGeek for beginners; How to tell Boeing 787s and A350s apart

AvGeek for beginners; How to tell Boeing 787s and A350s apart



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Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Source: thepointsguy.com

Fintech Sagent Adds Fannie Mae, Digital Risk Alumni to Board

Mortgage and consumer loan fintech Sagent has added former Fannie Mae executive Marianne Sullivan and Digital Risk co-founder Jeffrey Taylor to its board of directors, the Pennsylvania-based company has announced.

At Fannie Mae, Sullivan oversaw industry efforts that led to the age of digital mortgage origination, according to the press release.

Mphasis Digital Risk, the firm co-founded by Taylor, is the biggest residential mortgage managed services firm nationwide.

Read the full press release from Sagent.

Source: themortgageleader.com

Delta finds itself in the middle of holiday havoc again with hundreds of flight cancellations

Delta finds itself in the middle of holiday havoc again with hundreds of flight cancellations


Advertiser Disclosure


Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Source: thepointsguy.com